Right-Advice Mortgage Consultancy Ltd
19 Radcliffe Street
Wolverton
Milton Keynes
Buckinghamshire
MK12 5DQ

Tel: 0845 124 9692
Fax: 0845 124 9692

Budget calculator

Use the budget calculator to see how much you have left over after all your monthly commitments are taken into consideration. This will help provide an idea of how much you could afford towards a mortgage on a monthly basis.

Monthly income

Earnings
Your monthly take-home pay	£
Your partner's monthly take-home pay	£
Other Sources of Monthly Income
Income from savings and investments	£
Rent from tenants / lodgers	£
Other	£

Monthly out goings

The basics
Council Tax	£
Gas	£
Electricity	£
Water	£
Telephone	£
TV licence	£
Groceries	£
Clothing	£
Childcare costs	£
Maintenance / Alimony payments	£
Vehicle running costs	£
Other travel costs	£
Insurance (home, life, motor)	£
Other	£
The luxuries
Lunches / coffees (not homemade)	£
Eating out / social drinking	£
Outside entertainments (eg cinema)	£
Gym / health club / golf club	£
Hair beauty treatment	£
Home entertainments (eg CDs / DVDs)	£
Satellite, cable and digital TV	£
Magazines/Newspapers	£
Mobile phone bill	£
Lottery tickets / betting	£
Other	£
Non-mortgage debts
Credit card / store card repayments	£
Personal loan repayments	£
Other	£

Monthly savings
Stockmarket / fund investments (eg equity ISA)	£
Savings account / cash ISA / savings bond	£
Other	£

Mortgage amount available

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee charged for mortgage advice, the amount will depend on your circumstances but we estimate this to be no more than 1.0% of the loan arranged.

The overall cost for comparison is 8.7% APR for customers who may have their access to credit restricted.

Appointed Representative of Mortgage intelligence.